Use Case
Accept International Payments Anywhere
Process payments from 150+ countries in 30+ currencies. Offer local payment methods, hold multi-currency balances, convert at institutional FX rates, and pay out globally via bank or crypto -- all through a single unified API.
150+
Countries Supported
30+
Currencies
<50ms
FX Rate Latency
99.97%
Success Rate
Multi-Currency
Process in 30+ Currencies
Accept payments in your customers' local currencies. Reduce cart abandonment, eliminate surprise FX charges, and improve conversion rates by showing prices in the currency your customers know.
USD
US Dollar
EUR
Euro
GBP
British Pound
JPY
Japanese Yen
CAD
Canadian Dollar
AUD
Australian Dollar
CHF
Swiss Franc
INR
Indian Rupee
SGD
Singapore Dollar
HKD
Hong Kong Dollar
BRL
Brazilian Real
MXN
Mexican Peso
AED
UAE Dirham
SAR
Saudi Riyal
KRW
Korean Won
ZAR
South African Rand
And 14+ more currencies. Full list available in our API documentation.
Capabilities
Everything You Need for Cross-Border Payments
Multi-Currency Processing
Accept payments in 30+ currencies with automatic FX conversion. Customers pay in their local currency while you settle in your preferred currency. Real-time rates from institutional-grade feeds ensure competitive pricing.
- Accept cards in 30+ currencies
- Automatic currency detection by customer location
- Real-time FX rates from institutional feeds
- Settle in any supported currency
Global Accounts
Hold multi-currency balances in a single account. Receive funds in local currencies via local bank rails, reducing FX conversion costs. Issue local banking details (IBAN, routing numbers) for each currency you hold.
- Multi-currency wallets in one account
- Local banking details per currency
- Receive SWIFT, SEPA, ACH transfers
- Minimize FX conversion costs
Local Payment Methods
Beyond cards, MAGNETPAY supports regional payment methods including UPI, bank transfers, SEPA Direct Debit, and local wallets. Offer your customers their preferred payment method no matter where they are.
- UPI for Indian customers
- SEPA Direct Debit for Europe
- ACH for US bank transfers
- Local wallets and bank links
Cross-Border Payouts
Pay out globally via SWIFT, SEPA, local bank rails, or cryptocurrency. Batch processing for efficiency, individual payouts for immediacy. Multi-currency payouts eliminate the need for intermediate conversion.
- SWIFT for global bank transfers
- SEPA for European payouts
- Crypto payouts on 8 chains
- Batch processing for efficiency
Crypto Payment Rails
Accept cryptocurrency payments from anywhere in the world with zero geographic restrictions. HD wallet derivation per customer, configurable confirmations, and automatic conversion to fiat at settlement.
- No geographic restrictions
- HD wallet per customer
- Auto-convert to fiat at settlement
- 8 blockchain networks supported
Smart FX Management
Lock in FX rates at checkout time, schedule conversions, and set rate alerts. Our FX engine pulls from multiple institutional feeds to ensure you always get competitive spreads on currency conversions.
- Lock rates at checkout time
- Competitive institutional spreads
- Scheduled currency conversions
- Transparent FX markup disclosure
How It Works
International Payment Flow
Customer Pays
Customer selects their preferred currency and payment method. MAGNETPAY auto-detects location and suggests the optimal method.
Smart Routing
Multi-provider routing selects the best processor for the customer geography, card type, and amount. Automatic failover if primary declines.
FX Conversion
Real-time institutional FX rates applied at capture time. Or hold the foreign currency in your multi-currency account for later conversion.
Settlement
Funds settle into your account in your chosen currency. Pay out via SWIFT, SEPA, local rails, or crypto. Batch or individual.
Developer Experience
One API for Global Payments
curl -X POST https://api.magnetpay.org/v1/payments \
-H "Authorization: Bearer sk_live_..." \
-H "Content-Type: application/json" \
-d '{
"amount": 5000,
"currency": "EUR",
"settlement_currency": "USD",
"payment_method": "card",
"customer": {
"email": "customer@example.de",
"country": "DE"
},
"metadata": {
"order_id": "ord_12345"
}
}'The customer pays in EUR. MAGNETPAY converts at the institutional rate and settles in USD to your account. Real-time FX rate, fees, and settlement amount are all returned in the response. See full API reference →
FAQ
Frequently Asked Questions
How does MAGNETPAY handle currency conversion for international payments?
MAGNETPAY supports two approaches: real-time conversion and multi-currency accounts. With real-time conversion, payments in foreign currencies are automatically converted to your settlement currency at competitive institutional rates at the time of capture. With multi-currency accounts, you can hold balances in 30+ currencies and convert them on your schedule, giving you more control over FX timing.
What payment methods are available for international customers?
Beyond global card networks (Visa, Mastercard, Amex), MAGNETPAY supports local payment methods including UPI (India), SEPA Direct Debit (Europe), ACH (US), bank transfers, local wallets, and cryptocurrency (8 blockchain networks). Our multi-provider routing automatically selects the best processor for each geography and payment method combination.
How do cross-border payouts work with MAGNETPAY?
MAGNETPAY offers three payout rails: SWIFT for global bank transfers in any currency, SEPA for fast European bank transfers in EUR, and cryptocurrency payouts on 8 blockchain networks. You can trigger individual payouts via API or process them in batches. Each payout includes tracking, status webhooks, and recipient verification.
What compliance and regulatory requirements does MAGNETPAY handle for international payments?
MAGNETPAY includes built-in KYC (identity verification), KYB (business verification), AML screening (sanctions, PEP lists), and transaction monitoring. These tools help you meet regulatory requirements in multiple jurisdictions. Our compliance engine adapts to the regulatory framework of each country where you process payments.
Can I accept payments from high-risk or restricted countries?
MAGNETPAY supports processing in 150+ countries. For sanctioned or restricted jurisdictions, our compliance engine automatically blocks transactions in accordance with OFAC, EU, and UN sanctions lists. For high-risk but non-sanctioned geographies, we offer configurable risk rules that let you balance acceptance with risk management.
Go Global with MAGNETPAY
Start accepting international payments today. Free sandbox with full feature parity, test cards for every region, and simulated FX conversions.
Related Features and Use Cases
Multi-Currency
30+ currencies with real-time FX
Payment Gateway
Multi-provider card processing
Payouts
SWIFT, SEPA, crypto payouts
Crypto Payments
8 blockchain networks
Compliance
KYC, AML, sanctions screening
Embedded Finance
Build financial products
Ecommerce
Online store payments
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