Embedded Payment Infrastructure for Fintech
MAGNETPAY is a fintech payment API that provides card issuing, global accounts, KYC/AML compliance, a real-time ledger system, and multi-provider payment processing. Build any financial product on top of our infrastructure.
Why Fintech companies choose MagnetPay
Card Issuing API
Issue virtual and physical cards across 4 providers. Per-card spending controls, merchant category restrictions, and geographic limits. Real-time authorization webhooks and instant card creation via API.
Global Accounts
Multi-currency accounts with IBAN, account numbers, and sort codes. Receive funds in 30+ currencies. Internal transfers between accounts with zero fees. Full balance and transaction history via API.
KYC/AML Compliance
Identity verification, document checks, sanctions screening, and PEP monitoring. Embeddable verification flow or hosted pages. Real-time webhook results. Ongoing transaction monitoring with configurable rules.
Double-Entry Ledger
Immutable ledger recording every financial movement. Multi-currency balances, sub-accounts, and holds. Real-time balance queries and historical transaction audit. Foundation for compliant fintech products.
Payout Rails
Disburse funds globally via SWIFT, SEPA, ACH, UPI, and local bank rails. Batch payouts for operational efficiency. Multi-currency settlement with competitive FX rates. Webhook confirmation for every payout.
Risk & Fraud Engine
ML-powered transaction scoring, velocity checks, device fingerprinting, and configurable risk rules. Block, flag, or allow transactions based on your risk appetite. Full integration with your compliance workflows.
Frequently asked questions
Build Your Fintech on MAGNETPAY
Get API keys and start building embedded financial products today.