Embedded Payment Infrastructure for Fintech

MAGNETPAY provides a comprehensive embedded finance stack including card issuing (virtual and physical cards across 4 providers), global multi-currency accounts, payment processing, payout disbursement, KYC/AML compliance tooling, and a real-time ledger system. Everything is accessible via RESTful API with typed SDKs for TypeScript, Python, and Go.

Our card issuing API lets you create virtual and physical cards programmatically. Set spending limits, merchant category restrictions, geographic controls, and expiration rules per card. Cards are issued through our multi-provider network (4 issuers) for maximum geographic coverage and redundancy. Webhook events notify your application of every authorization, transaction, and lifecycle change.

Yes. Our compliance API provides identity verification, document verification, sanctions screening, PEP checks, and ongoing transaction monitoring. You can embed our KYC flow directly into your onboarding experience or use our hosted verification pages. All checks are performed against global databases and results are delivered via webhook in real time.

The MAGNETPAY ledger provides double-entry accounting for every financial movement in your platform. Deposits, withdrawals, transfers, fees, and holds are all recorded as immutable ledger entries with full audit trail. The ledger supports multi-currency balances, sub-accounts, and real-time balance queries. It is the foundation for building compliant fintech products.

MAGNETPAY is designed as infrastructure — your users interact with your brand, not ours. All customer-facing elements (checkout pages, card designs, emails, dashboards) are fully customizable. API responses contain no MAGNETPAY branding. This makes us ideal for BaaS platforms, neobanks, and fintech products that need payment infrastructure without the regulatory overhead.